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Recent Blog Posts


When Medicaid Planning and Asset Protection Goes Wrong

By William Rambaum, PA |

With people generally living longer, healthier lives, distant from established family and friends, many do not have a support system in place in the event of a serious medical situation.   Unfortunately, seniors are often lured by mailings and advertisements related to financial planning and long-term care planning, frequently sent by insurance agents, Medicaid planners,… Read More »


Using a Trust to Protect Assets and Paying for Nursing Home Care

By William Rambaum, PA |

The autonomy individuals enjoy as adults is easy to take for granted, but if someone is concerned about retaining control over their life and living situation into their later years, advanced asset protection planning is needed. Finances are a concern for almost everyone, and making sure there is enough money to cover medical and… Read More »


Ways to Maximize an Estate Plan

By William Rambaum, PA |

Setting up an effective estate plan is a common concern people have, especially as they get older. But the need to plan is at least as important for younger persons with children. Understandably, people want to preserve some portion of their property to help those who matter most to them. Certainly, a primary purpose… Read More »


Avoiding the Pitfalls of the Appointment of a Professional Guardian

By William Rambaum, PA |

No one knows when an accident, illness or age-related decline may impair one’s ability to manage daily life.  Seniors are especially cognizant of the need to prepare for this possibility. A Guardianship is the standard legal procedure to transfer authority over a person’s personal or financial affairs when the individual no longer has the… Read More »


Planning for Long-Term Nursing Home Care

By William Rambaum, PA |

As people age, many face the realization that a time may come when they will no longer be able to care for themselves due to physical or cognitive issues. A skilled nursing home, whether for a few months or indefinitely, may be necessary if daily medical care is required. This realization can be difficult… Read More »


Documents Adult Children Need to Help Aging Parents

By William Rambaum, PA |

Estate planning is about more than who gets the family china when someone dies. What happens during a person’s life also needs consideration. As people age, at some point, many realize they need assistance to deal with daily life issues. Florida, being home to many retirees, has a large segment of its population that… Read More »


How Trusts Can Protect You and Your Family

By William Rambaum, PA |

Accumulating and preserving assets to pass on to the next generation is a goal of many parents.  A number of alternative legal and financial arrangements can be employed to minimize or eliminate unnecessary costs, and maintain flexibility in the investment and management of the assets.  One option that is often used is a Trust…. Read More »


How Probate Impacts Your Estate Plan

By William Rambaum, PA |

Choosing the right estate plan is one of the most important decisions a person can make, and one that will have long-term repercussions for surviving family members. Probate is a legal proceeding to finalize someone’s affairs after their death.  The purpose of a probate proceeding is for the court to identify the applicable Will… Read More »


The Importance of Planning for Guardianship

By William Rambaum, PA |

Making important life decisions on issues such as where to live and how to spend one’s money is a measure of autonomy that adults generally take for granted. The ability to exercise such control reflects the commonly-accepted belief that adults have the experience and knowledge necessary to make these decisions in a reasonable manner…. Read More »


By William Rambaum, PA |

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