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Clearwater Estate Planning & Probate Attorney
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Understanding Florida’s Qualified Income Trust (Miller Trust) for Medicaid Eligibility

By William Rambaum, P.A. |

Older adults in Clearwater are often unpleasantly surprised to learn that even a modest monthly income can make them ineligible for Medicaid long-term care benefits. Fortunately, Florida law allows a solution: the Qualified Income Trust, often called a Miller Trust. Our Clearwater elder law attorney explains how setting up this special type of trust… Read More »

EstPlanning

How Communicating About Your Clearwater Estate Plan Can Help Avoid Family Conflict

By William Rambaum, P.A. |

Estate planning isn’t just about different legal documents. It is about protecting those you love, both now and in the future. Sadly, too many Pinellas County families go through conflict, confusion, or even litigation after a loved one passes away, often because they didn’t have clear conversations about their wishes beforehand. For older adults,… Read More »

Medicaid

The Truth About Medicaid Look-Back Rules: What Clearwater Seniors Need to Know

By William Rambaum, P.A. |

Planning for long-term care can be stressful, especially when it comes to figuring out how to afford nursing home care or an assisted living facility. Many Tampa seniors turn to Medicaid to help cover these costs, but they might not realize that Medicaid has strict rules about giving away assets before applying. This is… Read More »

AdvCarePlanning

Are You An Adult Child Of Aging Parents In Clearwater? Encourage Them To Get Their Legal Affairs In Order

By William Rambaum, P.A. |

Talking about estate planning and end-of-life issues can be awkward, but if you are an adult child with an aging parent in Clearwater, do not delay this discussion. Without the proper legal documents in place, your parents face serious risks, including the loss of their independence, any say in what happens to them, and… Read More »

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What to Know About Spousal Refusal and Medicaid Planning in Florida

By William Rambaum, P.A. |

When someone you love needs nursing home care in Clearwater, the emotional and financial impact can be overwhelming. Many families face a difficult challenge: one spouse requires long-term care while the other wants to remain at home and protect shared assets. Fortunately, Florida Medicaid law offers a strategy called spousal refusal that is appropriate… Read More »

ElderCPlan

What Happens To Debts When You Pass Away? What Older Adults In Clearwater Need To Know

By William Rambaum, P.A. |

Ensuring you and those you love are protected in the future is vitally important for older adults. Creating an estate plan in Clearwater allows you to dictate your wishes and helps in anticipating future needs. One of the most common questions from clients is, “What happens to my debts once I am gone?” The… Read More »

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Why Older Adults in Clearwater Need an Estate Plan, Regardless Of Their Assets

By William Rambaum, P.A. |

Many people think that estate planning is only for the wealthy, but nothing could be farther from the truth. If you are an older adult in Clearwater and have any amount of property and assets, putting estate planning documents in place provides vital benefits. Our Clearwater elder law attorney explains what to include in… Read More »

CouplePlanning

Worried About Your Financial Future? How Older Adults in Clearwater Can Protect Themselves During Difficult Times

By William Rambaum, P.A. |

With reports of rising costs and rumors of possible disruptions to Medicare, Medicaid, and Social Security benefits, many older adults in Clearwater are concerned about their financial security in 2025. Planning ahead and taking proactive steps can help protect you and your peace of mind. Our Clearwater elder law attorney provides caring support and… Read More »

ScamCall

How to Protect Aging Parents In Clearwater From Financial Scams

By William Rambaum, P.A. |

Thousands of older adults in Clearwater fall victim to financial scams each year. Sadly, they lose millions of their hard-earned dollars to fraudsters who target them via, email, or even in-person schemes. The Sunshine State is a great place to live but rates for elder financial fraud are among the highest in the country…. Read More »

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What to Watch for Before Signing A Nursing Home Contract in Clearwater

By William Rambaum, P.A. |

Placing a loved one in a nursing home is never an easy decision. Unfortunately, many families sign nursing home contracts without fully understanding the fine print, which can jeopardize your rights and the safety of your loved one while leading to unexpected costs. Our experienced Clearwater elder law attorney provides trusted, local legal guidance… Read More »

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