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Should I consider a trust or some other type of special planning for my special needs child?

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You absolutely should consider a trust if you have a disabled child that’s receiving public benefits like supplemental security income or medicaid, because if that child receives property directly, they’ll probably lose their eligibility. There are special programs, special statutory exemptions that would allow you to leave property to a child in the form of the special needs trust that will allow them to maintain their eligibility for those programs and still benefit from the property.

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