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What impact do the beneficiary designations on my life insurance policies, annuities, and retirement accounts have on my estate plan?
Transcript
Beneficiary designations are an alternative way of distributing property at death as opposed to using a will or a trust. I often do like to use beneficiary designations because it’s quicker, it’s completely inexpensive, usually, there’s no attorney, no court involved, it by-passes any creditor claims. However, it’s part of the overall scheme of distributing your property, so you have to remember to take those beneficiary designations into consideration along with what you’re doing in your will or your trust.